Sub-Prime Mortgage Crisis

Today my focus is on New York classified ads and businesses listed on Flugpo. This post features the business profile for Michael Rocco, Mortgage Consultant and describes what this New York company has to offer:

My name is MICHAEL ROCCO and I am a FHA Mortgage Consultant. By now I am sure many of you have heard of the SUB-PRIME MORTGAGE CRISIS. Many homeowners like yourself are trapped in adjustable rate mortgages. These adjustable rates go UP and make it harder than ever for you to afford your payment. On top of it we are seeing FALLING HOME VALUES across the country.

This leads to 2 major problems:

1) You may have fallen behind on your payment which gives you a low credit score and a poor mortgage history

2) Falling home values means you have a very high loan to value

I am here to show you how the United States Federal Government and FHA can help you refinance and get into a LOW, FIXED Mortgage

*THE GOOD NEWS IS I CAN HELP YOU

*(631) 767-5211

*Fully Charted and Licensed in ALL States

*Our Company was founded in 1929, we have been a Direct Lender for 80 years now

*Even if your score is 530 you can still be approved

*Even if you have 3 LATES on your mortgage

*The Interest Rate is currently a 6.75 - 7.5% FIXED

*NEVER a Pre-Payment Penalty

The Government WAIVES many of the Closing Costs normally associated with refinancing:

---NO Attorney Fees

---NO Application Fees

---NO Processing Fees

---NO Underwriting Fees

---NO Wire Transfer Fees

---NO Paperwork Fees and Etc.

You can use our Government Mortgage Program to:

--Lower your payment

--Payoff high interest debt (Credit cards)

--Get Cash in hand for any reason (Home Improvement)

--Convert Your Adjustable Rate into a FIXED (Interest Rates are on the rise)

This is also the ONLY mortgage which has ASSUMABLITY - which means you can sell your property and have the new buyer ASSUME the mortgage and the fixed rate

There is also a streamline feature which allows you to refinance in the future at virtually no cost

The United States Government is attempting to prevent future foreclosures. Currently 1 in every 25 sub-prime borrowers are headed into foreclosure. People are in adjustable rate mortgages that have now went UP and they can NO longer afford the payments Mortgage News, 1/12/2008

NOW is the time to let the Government help you get into a FIXED rate and payment you and your family will ALWAYS be able to afford.

I can APPROVE you on the same phone call within 10-15 minutes of your time.

Please have all of your income information ready and tell me how many 30 day mortgage lates you have had in the last 12 months.

Thank you, I very much look forward to approving you.

Michael Rocco

FHA Mortgage Consultant

Office (631) 767-5211

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